Your weekly cost
$424 /wk

All-in · fuel, finance, insurance, rego, servicing, tyres included

Kilometres per year: 15,000kms
5,000 45,000

What's in your $424/wk

Everything below is included. We tally it monthly and reconcile annually so the weekly number stays honest.

Finance repayment $353.68
Fuel (Plus Visa Card) $62.31
Comprehensive insurance $26.92
Rego & CTP $15.38
Servicing (Alfa Romeo) $7.69
Tyres $7.31
Management fee $6.92
- Less income tax saved - $56.21
Net cost per week $424.00

Your out-of-pocket savings

Compared to financing the same car on a 5-year car loan + paying running costs from your post-tax salary.

Car loan + cash

$521/wk

Novated lease:

$424/wk

You're better off by $97 / week.

That's $5,044 a year. Over 5 years: $25,220.

Numbers move when you change income, kms or term above. See full assumptions.

Plug-in hybrid – FBT applies.

The FBT exemption for plug-in hybrids ended on 1 April 2025. It’s covered by an after-tax contribution that’s already inside your $424/wk.

$62/wk · all fuel in

Fill up anywhere and pay with the Visa card. It’s bundled into the one pre-tax payment.

1.5 L/100km

Combined cycle. Around 2,870 km from each 43 L tank.

Drivetrain

AWD · 6 Sp Automatic

Power

132 kW / 270 Nm

Fuel use

1.5 L/100km

Seats

5 seats · 4 doors

Fuel

Plug-in Hybrid

Wheels

235/40 R20

Warranty

5 yr / Unlimited km

Safety

5-star ANCAP

Full specifications

Drive away price $79,000
Body type SUV
Fuel Plug-in Hybrid
Engine 1.3 L · 4 cylinders · 1,332 cc
Power 132 kW
Torque 270 Nm
Transmission 6 Sp Automatic
Drive AWD
Fuel consumption 1.5 L/100km
CO2 emissions 34 g/km
Fuel tank 43 L
Seats 5
Doors 4
Kerb weight 1,811 kg
Wheelbase 2,636 mm
Front tyres 235/40 R20
Towing capacity 1,250 kg
ANCAP rating 5/5
Warranty 5 yr / Unlimited km
Now the hard part - talking to your boss

We’ve drafted the email for you. With this car in it.

Most employers say yes within 48 hours. We’ve made it un-awkward – copy the email, send it, we handle the rest.

Subject: Quick HR thing - novated lease

Hi Sarah,

I've been looking into a novated lease for the Alfa Romeo Tonale. It works out at $424/wk all-in and there's no cost or admin overhead for the business - Positive SP handle everything. I've attached a one-pager…

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