Your weekly cost
$471 /wk

All-in · fuel, finance, insurance, rego, servicing, tyres included

Kilometres per year: 15,000kms
5,000 45,000

What's in your $471/wk

Everything below is included. We tally it monthly and reconcile annually so the weekly number stays honest.

Finance repayment $409.29
Fuel (Plus Visa Card) $62.31
Comprehensive insurance $21.15
Rego & CTP $15.38
Servicing (Audi) $7.69
Tyres $7.31
Management fee $6.92
- Less income tax saved - $59.05
Net cost per week $471.00

Your out-of-pocket savings

Compared to financing the same car on a 5-year car loan + paying running costs from your post-tax salary.

Car loan + cash

$571/wk

Novated lease:

$471/wk

You're better off by $100 / week.

That's $5,200 a year. Over 5 years: $26,000.

Numbers move when you change income, kms or term above. See full assumptions.

Still saves you tax.

Finance and running costs come out of your pay before tax. FBT is covered by an after-tax contribution that’s already inside your $471/wk.

$62/wk · all fuel in

Fill up anywhere and pay with the Visa card. It’s bundled into the one pre-tax payment.

7.4 L/100km

Combined cycle. Around 760 km from each 56 L tank.

Drivetrain

AWD · 7SP Auto S-Tronic Dual Cl

Power

200 kW / 340 Nm

Fuel use

7.4 L/100km

Seats

5 seats · 4 doors

Fuel

Petrol

Wheels

245/40 R19

Warranty

5 yr / Unlimited km

Safety

5-star ANCAP

Full specifications

Drive away price $89,900
Body type Sedan
Fuel Petrol
Engine 2.0 L · 4 cylinders · 1,984 cc
Power 200 kW
Torque 340 Nm
Transmission 7SP Auto S-Tronic Dual Cl
Drive AWD
Fuel consumption 7.4 L/100km
CO2 emissions 168 g/km
Fuel tank 56 L
Seats 5
Doors 4
Kerb weight 1,835 kg
Wheelbase 2,892 mm
Front tyres 245/40 R19
Towing capacity 1,500 kg
ANCAP rating 5/5
Warranty 5 yr / Unlimited km
Now the hard part - talking to your boss

We’ve drafted the email for you. With this car in it.

Most employers say yes within 48 hours. We’ve made it un-awkward – copy the email, send it, we handle the rest.

Subject: Quick HR thing - novated lease

Hi Sarah,

I've been looking into a novated lease for the Audi A5. It works out at $471/wk all-in and there's no cost or admin overhead for the business - Positive SP handle everything. I've attached a one-pager…

Or one of these in the same space

Any make, any model. Yes, including the second-hand one your mate's selling.

BMW 3

BMW 3

From $434/wk
incl. running costs | $95k income
6 variants
Get a quote
Show variants 6
Genesis G70

Genesis G70

From $415/wk
incl. running costs | $95k income
4 variants
Get a quote
Show variants 4
Audi S4

Audi S4

From $553/wk
incl. running costs | $95k income
2 variants
Get a quote
Show variants 2
Mercedes-Benz C200

Mercedes-Benz C200

From $461/wk
incl. running costs | $95k income
4 variants
Get a quote
Show variants 4
Mercedes-Benz C350 E

Mercedes-Benz C350 E

From $505/wk
incl. running costs | $95k income
2 variants
Get a quote
Show variants 2
Volvo S60

Volvo S60

From $378/wk
incl. running costs | $95k income
2 variants
Get a quote
Show variants 2
Lexus ES250

Lexus ES250

From $345/wk
incl. running costs | $95k income
3 variants
Get a quote
Show variants 3
Lexus ES300H

Lexus ES300H

From $359/wk
incl. running costs | $95k income
5 variants
Get a quote
Show variants 5
Audi A6

Audi A6

From $566/wk
incl. running costs | $95k income
2 variants
Get a quote
Show variants 2