Your weekly cost
$555 /wk

All-in · fuel, finance, insurance, rego, servicing, tyres included

Kilometres per year: 15,000kms
5,000 45,000

What's in your $555/wk

Everything below is included. We tally it monthly and reconcile annually so the weekly number stays honest.

Finance repayment $485.81
Fuel (Plus Visa Card) $72.69
Comprehensive insurance $28.85
Rego & CTP $15.38
Servicing (Audi) $8.65
Tyres $7.69
Management fee $6.92
- Less income tax saved - $70.99
Net cost per week $555.00

Your out-of-pocket savings

Compared to financing the same car on a 5-year car loan + paying running costs from your post-tax salary.

Car loan + cash

$671/wk

Novated lease:

$555/wk

You're better off by $116 / week.

That's $6,032 a year. Over 5 years: $30,160.

Numbers move when you change income, kms or term above. See full assumptions.

Plug-in hybrid – FBT applies.

The FBT exemption for plug-in hybrids ended on 1 April 2025. It’s covered by an after-tax contribution that’s already inside your $555/wk.

$73/wk · all fuel in

Fill up anywhere and pay with the Visa card. It’s bundled into the one pre-tax payment.

2 L/100km

Combined cycle. Around 2,700 km from each 54 L tank.

Drivetrain

AWD · 7 Sp Auto S-Tronic

Power

270 kW / 500 Nm

Fuel use

2 L/100km

Seats

5 seats · 4 doors

Fuel

Plug-in Hybrid

Wheels

255/45 R20

Warranty

5 yr / Unlimited km

Full specifications

Drive away price $104,900
Body type SUV
Fuel Plug-in Hybrid
Engine 2.0 L · 4 cylinders · 1,984 cc
Power 270 kW
Torque 500 Nm
Transmission 7 Sp Auto S-Tronic
Drive AWD
Fuel consumption 2 L/100km
CO2 emissions 45 g/km
Fuel tank 54 L
Seats 5
Doors 4
Kerb weight 2,150 kg
Wheelbase 2,832 mm
Front tyres 255/45 R20
Towing capacity 2,000 kg
Warranty 5 yr / Unlimited km
Now the hard part - talking to your boss

We’ve drafted the email for you. With this car in it.

Most employers say yes within 48 hours. We’ve made it un-awkward – copy the email, send it, we handle the rest.

Subject: Quick HR thing - novated lease

Hi Sarah,

I've been looking into a novated lease for the Audi Q5. It works out at $555/wk all-in and there's no cost or admin overhead for the business - Positive SP handle everything. I've attached a one-pager…

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