Your weekly cost
$553 /wk

All-in · fuel, finance, insurance, rego, servicing, tyres included

Kilometres per year: 15,000kms
5,000 45,000

Audi S4 3.0 TFSI Quattro Sedan

Sedan Petrol 2 variants Prices are indicative
Audi S4 3.0 TFSI Quattro Sedan

What's in your $553/wk

Everything below is included. We tally it monthly and reconcile annually so the weekly number stays honest.

Finance repayment $498.57
Fuel (Plus Visa Card) $62.31
Comprehensive insurance $21.15
Rego & CTP $15.38
Servicing (Audi) $7.69
Tyres $7.31
Management fee $6.92
- Less income tax saved - $66.33
Net cost per week $553.00

Your out-of-pocket savings

Compared to financing the same car on a 5-year car loan + paying running costs from your post-tax salary.

Car loan + cash

$662/wk

Novated lease:

$553/wk

You're better off by $109 / week.

That's $5,668 a year. Over 5 years: $28,340.

Numbers move when you change income, kms or term above. See full assumptions.

Still saves you tax.

Finance and running costs come out of your pay before tax. FBT is covered by an after-tax contribution that’s already inside your $553/wk.

$62/wk · all fuel in

Fill up anywhere and pay with the Visa card. It’s bundled into the one pre-tax payment.

8.6 L/100km

Combined cycle. Around 630 km from each 54 L tank.

Drivetrain

AWD · 8 Sp Automatic Tiptronic

Power

260 kW / 500 Nm

Fuel use

8.6 L/100km

Seats

5 seats · 4 doors

Fuel

Petrol

Wheels

245/35 R19

Warranty

5 yr / Unlimited km

Full specifications

Drive away price $107,400
Body type Sedan
Fuel Petrol
Engine 3.0 L · 6 cylinders · 2,995 cc
Power 260 kW
Torque 500 Nm
Transmission 8 Sp Automatic Tiptronic
Drive AWD
Fuel consumption 8.6 L/100km
CO2 emissions 195 g/km
Fuel tank 54 L
Seats 5
Doors 4
Kerb weight 1,705 kg
Wheelbase 2,831 mm
Front tyres 245/35 R19
Towing capacity 1,900 kg
Warranty 5 yr / Unlimited km
Now the hard part - talking to your boss

We’ve drafted the email for you. With this car in it.

Most employers say yes within 48 hours. We’ve made it un-awkward – copy the email, send it, we handle the rest.

Subject: Quick HR thing - novated lease

Hi Sarah,

I've been looking into a novated lease for the Audi S4. It works out at $553/wk all-in and there's no cost or admin overhead for the business - Positive SP handle everything. I've attached a one-pager…

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