BMW 4 M440I Xdrive Gran Coupe MHEV
$489/wk $93,700
20I M Sport Convertible$593/wk $110,700
30I M Sport Coupe$608/wk $113,900
M440I Xdrive Gran Coupe MHEV$655/wk $129,000
M440I Xdrive Coupe$718/wk $137,300
M440I Xdrive Convertible$796/wk $153,800
What's in your $655/wk
Everything below is included. We tally it monthly and reconcile annually so the weekly number stays honest.
| Finance repayment | $608.76 |
| Fuel (Plus Visa Card) | $62.31 |
| Comprehensive insurance | $21.15 |
| Rego & CTP | $15.38 |
| Servicing (BMW) | $7.69 |
| Tyres | $7.31 |
| Management fee | $6.92 |
| - Less income tax saved | - $74.52 |
| Net cost per week | $655.00 |
Your out-of-pocket savings
Compared to financing the same car on a 5-year car loan + paying running costs from your post-tax salary.
Car loan + cash
$775/wkNovated lease:
$655/wkYou're better off by $120 / week.
That's $6,240 a year. Over 5 years: $31,200.
Still saves you tax.
Finance and running costs come out of your pay before tax. FBT is covered by an after-tax contribution that’s already inside your $655/wk.
$62/wk · all fuel in
Fill up anywhere and pay with the Visa card. It’s bundled into the one pre-tax payment.
8.2 L/100km
Combined cycle. Around 720 km from each 59 L tank.
AWD · 8 Sp Auto Steptronic Sprt
285 kW / 500 Nm
8.2 L/100km
5 seats · 4 doors
Petrol
245/40 R19 / 255/40 R19
5 yr / Unlimited km
Full specifications
| Drive away price | $129,000 |
|---|---|
| Body type | Coupe |
| Fuel | Petrol |
| Engine | 3.0 L · 6 cylinders · 2,998 cc |
| Power | 285 kW |
| Torque | 500 Nm |
| Transmission | 8 Sp Auto Steptronic Sprt |
| Drive | AWD |
| Fuel consumption | 8.2 L/100km |
| CO2 emissions | 187 g/km |
| Fuel tank | 59 L |
| Seats | 5 |
| Doors | 4 |
| Kerb weight | 1,795 kg |
| Wheelbase | 2,856 mm |
| Front tyres | 245/40 R19 |
| Rear tyres | 255/40 R19 |
| Warranty | 5 yr / Unlimited km |
How do you want to move forward?
We’ve drafted the email for you. With this car in it.
Most employers say yes within 48 hours. We’ve made it un-awkward – copy the email, send it, we handle the rest.
Subject: Quick HR thing - novated lease
Hi Sarah,
I've been looking into a novated lease for the BMW 4. It works out at $655/wk all-in and there's no cost or admin overhead for the business - Positive SP handle everything. I've attached a one-pager…
Or one of these in the same space
Any make, any model. Yes, including the second-hand one your mate's selling.
