BMW 5 20I M Sport MHEV Sedan
What's in your $529/wk
Everything below is included. We tally it monthly and reconcile annually so the weekly number stays honest.
| Finance repayment | $445.51 |
| Fuel (Plus Visa Card) | $83.08 |
| Comprehensive insurance | $28.85 |
| Rego & CTP | $20.19 |
| Servicing (BMW) | $9.62 |
| Tyres | $7.69 |
| Management fee | $6.92 |
| - Less income tax saved | - $72.86 |
| Net cost per week | $529.00 |
Your out-of-pocket savings
Compared to financing the same car on a 5-year car loan + paying running costs from your post-tax salary.
Car loan + cash
$647/wkNovated lease:
$529/wkYou're better off by $118 / week.
That's $6,136 a year. Over 5 years: $30,680.
Still saves you tax.
Finance and running costs come out of your pay before tax. FBT is covered by an after-tax contribution that’s already inside your $529/wk.
$83/wk · all fuel in
Fill up anywhere and pay with the Visa card. It’s bundled into the one pre-tax payment.
6.8 L/100km
Combined cycle. Around 880 km from each 60 L tank.
RWD · 8 Sp Automatic Steptronic
153 kW / 330 Nm
6.8 L/100km
5 seats · 4 doors
Petrol
245/45 R19
5 yr / Unlimited km
5-star ANCAP
Full specifications
| Drive away price | $97,000 |
|---|---|
| Body type | Sedan |
| Fuel | Petrol |
| Engine | 2.0 L · 4 cylinders · 1,998 cc |
| Power | 153 kW |
| Torque | 330 Nm |
| Transmission | 8 Sp Automatic Steptronic |
| Drive | RWD |
| Fuel consumption | 6.8 L/100km |
| CO2 emissions | 156 g/km |
| Fuel tank | 60 L |
| Seats | 5 |
| Doors | 4 |
| Kerb weight | 1,725 kg |
| Wheelbase | 2,995 mm |
| Front tyres | 245/45 R19 |
| ANCAP rating | 5/5 |
| Warranty | 5 yr / Unlimited km |
How do you want to move forward?
We’ve drafted the email for you. With this car in it.
Most employers say yes within 48 hours. We’ve made it un-awkward – copy the email, send it, we handle the rest.
Subject: Quick HR thing - novated lease
Hi Sarah,
I've been looking into a novated lease for the BMW 5. It works out at $529/wk all-in and there's no cost or admin overhead for the business - Positive SP handle everything. I've attached a one-pager…


