Your weekly cost
$672 /wk

All-in · fuel, finance, insurance, rego, servicing, tyres included

Kilometres per year: 15,000kms
5,000 45,000

What's in your $672/wk

Everything below is included. We tally it monthly and reconcile annually so the weekly number stays honest.

Finance repayment $649.07
Charging (Plus Visa Card) $15.78
Comprehensive insurance $38.46
Rego & CTP $13.46
Servicing (BMW) $4.81
Tyres $11.54
Management fee $6.92
- Less income tax saved - $68.04
Net cost per week $672.00

Your out-of-pocket savings

Compared to financing the same car on a 5-year car loan + paying running costs from your post-tax salary.

Car loan + cash

$784/wk

Novated lease:

$672/wk

You're better off by $112 / week.

That's $5,824 a year. Over 5 years: $29,120.

Numbers move when you change income, kms or term above. See full assumptions.

Over the cap – FBT applies.

XDRIVE40 Sport Wagon ($136,900) is above the $91,387 limit, so the electric car exemption doesn’t apply. It’s covered by an after-tax contribution that’s already inside your $672/wk.

$16/wk · all charging in

Home charging and any public fast-charger. Pay with the Visa card, it’s all bundled.

5 yr / Unlimited km warranty

240 kW and 630 Nm. Servicing and tyres are in your weekly figure too.

Drivetrain

AWD · 1 Sp Automatic

Power

240 kW / 630 Nm

Seats

5 seats · 4 doors

Fuel

Electric

Wheels

275/40 R22

Warranty

5 yr / Unlimited km

Safety

5-star ANCAP

Full specifications

Drive away price $136,900
Body type SUV
Fuel Electric
Power 240 kW
Torque 630 Nm
Transmission 1 Sp Automatic
Drive AWD
Seats 5
Doors 4
Kerb weight 2,050 kg
Wheelbase 3,000 mm
Front tyres 275/40 R22
Towing capacity 2,500 kg
ANCAP rating 5/5
Warranty 5 yr / Unlimited km
Now the hard part - talking to your boss

We’ve drafted the email for you. With this car in it.

Most employers say yes within 48 hours. We’ve made it un-awkward – copy the email, send it, we handle the rest.

Subject: Quick HR thing - novated lease

Hi Sarah,

I've been looking into a novated lease for the BMW iX. It works out at $672/wk all-in and there's no cost or admin overhead for the business - Positive SP handle everything. I've attached a one-pager…

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