Your weekly cost
$329 /wk

All-in · fuel, finance, insurance, rego, servicing, tyres included

Kilometres per year: 15,000kms
5,000 45,000

What's in your $329/wk

Everything below is included. We tally it monthly and reconcile annually so the weekly number stays honest.

Finance repayment $393.47
Charging (Plus Visa Card) $15.78
Comprehensive insurance $38.46
Rego & CTP $13.46
Servicing (BMW) $4.81
Tyres $11.54
Management fee $6.92
- Less income tax saved - $155.44
Net cost per week $329.00

Your out-of-pocket savings

Compared to financing the same car on a 5-year car loan + paying running costs from your post-tax salary.

Car loan + cash

$552/wk

Novated lease:

$329/wk

You're better off by $223 / week.

That's $11,596 a year. Over 5 years: $57,980.

Numbers move when you change income, kms or term above. See full assumptions.

Under the cap – fully exempt.

XDRIVE30 M Sport Wagon ($86,800) sits under the luxury car limit for fuel-efficient vehicles ($91,387). No fringe-benefits tax owed by you or your employer.

$16/wk · all charging in

Home charging and any public fast-charger. Pay with the Visa card, it’s all bundled.

5 yr / Unlimited km warranty

230 kW and 494 Nm. Servicing and tyres are in your weekly figure too.

Drivetrain

AWD · 1 Sp Automatic

Power

230 kW / 494 Nm

Seats

5 seats · 4 doors

Fuel

Electric

Wheels

245/45 R19

Warranty

5 yr / Unlimited km

Full specifications

Drive away price $86,800
Body type SUV
Fuel Electric
Power 230 kW
Torque 494 Nm
Transmission 1 Sp Automatic
Drive AWD
Seats 5
Doors 4
Kerb weight 2,010 kg
Wheelbase 2,692 mm
Front tyres 245/45 R19
Towing capacity 1,200 kg
Warranty 5 yr / Unlimited km
Now the hard part - talking to your boss

We’ve drafted the email for you. With this car in it.

Most employers say yes within 48 hours. We’ve made it un-awkward – copy the email, send it, we handle the rest.

Subject: Quick HR thing - novated lease

Hi Sarah,

I've been looking into a novated lease for the BMW IX1. It works out at $329/wk all-in and there's no cost or admin overhead for the business - Positive SP handle everything. I've attached a one-pager…

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