What's in your $521/wk
Everything below is included. We tally it monthly and reconcile annually so the weekly number stays honest.
| Finance repayment | $485.81 |
| Charging (Plus Visa Card) | $15.78 |
| Comprehensive insurance | $38.46 |
| Rego & CTP | $13.46 |
| Servicing (BMW) | $4.81 |
| Tyres | $11.54 |
| Management fee | $6.92 |
| - Less income tax saved | - $55.78 |
| Net cost per week | $521.00 |
Your out-of-pocket savings
Compared to financing the same car on a 5-year car loan + paying running costs from your post-tax salary.
Car loan + cash
$617/wkNovated lease:
$521/wkYou're better off by $96 / week.
That's $4,992 a year. Over 5 years: $24,960.
Over the cap – FBT applies.
M Sport Pro Wagon ($104,900) is above the $91,387 limit, so the electric car exemption doesn’t apply. It’s covered by an after-tax contribution that’s already inside your $521/wk.
$16/wk · all charging in
Home charging and any public fast-charger. Pay with the Visa card, it’s all bundled.
5 yr / Unlimited km warranty
210 kW and 400 Nm. Servicing and tyres are in your weekly figure too.
RWD · 1 Sp Automatic
210 kW / 400 Nm
5 seats · 4 doors
Electric
245/45 R20 / 275/45 R20
5 yr / Unlimited km
5-star ANCAP
Full specifications
| Drive away price | $104,900 |
|---|---|
| Body type | SUV |
| Fuel | Electric |
| Power | 210 kW |
| Torque | 400 Nm |
| Transmission | 1 Sp Automatic |
| Drive | RWD |
| Seats | 5 |
| Doors | 4 |
| Kerb weight | 2,180 kg |
| Wheelbase | 2,864 mm |
| Front tyres | 245/45 R20 |
| Rear tyres | 275/45 R20 |
| Towing capacity | 750 kg |
| ANCAP rating | 5/5 |
| Warranty | 5 yr / Unlimited km |
How do you want to move forward?
We’ve drafted the email for you. With this car in it.
Most employers say yes within 48 hours. We’ve made it un-awkward – copy the email, send it, we handle the rest.
Subject: Quick HR thing - novated lease
Hi Sarah,
I've been looking into a novated lease for the BMW IX3. It works out at $521/wk all-in and there's no cost or admin overhead for the business - Positive SP handle everything. I've attached a one-pager…
Or one of these in the same space
Any make, any model. Yes, including the second-hand one your mate's selling.
