BMW X1 XDRIVE20I Wagon
$326/wk $56,800
Sdrive 18I Xline Wagon$350/wk $62,400
XDRIVE20I Wagon$364/wk $65,900
XDRIVE20I Xline Wagon$393/wk $72,400
Sdrive 18I Sport Collection Wagon$395/wk $72,900
XDRIVE20I M Sport Wagon$397/wk $73,400
M35I Xdrive Wagon$489/wk $92,900
What's in your $364/wk
Everything below is included. We tally it monthly and reconcile annually so the weekly number stays honest.
| Finance repayment | $289.79 |
| Fuel (Plus Visa Card) | $62.31 |
| Comprehensive insurance | $26.92 |
| Rego & CTP | $15.38 |
| Servicing (BMW) | $7.69 |
| Tyres | $7.31 |
| Management fee | $6.92 |
| - Less income tax saved | - $52.32 |
| Net cost per week | $364.00 |
Your out-of-pocket savings
Compared to financing the same car on a 5-year car loan + paying running costs from your post-tax salary.
Car loan + cash
$454/wkNovated lease:
$364/wkYou're better off by $90 / week.
That's $4,680 a year. Over 5 years: $23,400.
Still saves you tax.
Finance and running costs come out of your pay before tax. FBT is covered by an after-tax contribution that’s already inside your $364/wk.
$62/wk · all fuel in
Fill up anywhere and pay with the Visa card. It’s bundled into the one pre-tax payment.
7.2 L/100km
Combined cycle. Around 750 km from each 54 L tank.
AWD · 7 Sp Auto Dual Clutch
150 kW / 300 Nm
7.2 L/100km
5 seats · 4 doors
Petrol
245/45 R19
5 yr / Unlimited km
5-star ANCAP
Full specifications
| Drive away price | $65,900 |
|---|---|
| Body type | SUV |
| Fuel | Petrol |
| Engine | 2.0 L · 4 cylinders · 1,998 cc |
| Power | 150 kW |
| Torque | 300 Nm |
| Transmission | 7 Sp Auto Dual Clutch |
| Drive | AWD |
| Fuel consumption | 7.2 L/100km |
| CO2 emissions | 164 g/km |
| Fuel tank | 54 L |
| Seats | 5 |
| Doors | 4 |
| Kerb weight | 1,568 kg |
| Wheelbase | 2,692 mm |
| Front tyres | 245/45 R19 |
| Towing capacity | 2,000 kg |
| ANCAP rating | 5/5 |
| Warranty | 5 yr / Unlimited km |
How do you want to move forward?
We’ve drafted the email for you. With this car in it.
Most employers say yes within 48 hours. We’ve made it un-awkward – copy the email, send it, we handle the rest.
Subject: Quick HR thing - novated lease
Hi Sarah,
I've been looking into a novated lease for the BMW X1. It works out at $364/wk all-in and there's no cost or admin overhead for the business - Positive SP handle everything. I've attached a one-pager…


