BMW X3 30E Xdrive PHEV Wagon
$470/wk $86,800
30E Xdrive PHEV Wagon$554/wk $104,800
40D Xdrive Wagon$577/wk $109,600
M50 Xdrive Wagon$671/wk $129,600
What's in your $554/wk
Everything below is included. We tally it monthly and reconcile annually so the weekly number stays honest.
| Finance repayment | $485.30 |
| Fuel (Plus Visa Card) | $72.69 |
| Comprehensive insurance | $28.85 |
| Rego & CTP | $15.38 |
| Servicing (BMW) | $8.65 |
| Tyres | $7.69 |
| Management fee | $6.92 |
| - Less income tax saved | - $71.48 |
| Net cost per week | $554.00 |
Your out-of-pocket savings
Compared to financing the same car on a 5-year car loan + paying running costs from your post-tax salary.
Car loan + cash
$670/wkNovated lease:
$554/wkYou're better off by $116 / week.
That's $6,032 a year. Over 5 years: $30,160.
Plug-in hybrid – FBT applies.
The FBT exemption for plug-in hybrids ended on 1 April 2025. It’s covered by an after-tax contribution that’s already inside your $554/wk.
$73/wk · all fuel in
Fill up anywhere and pay with the Visa card. It’s bundled into the one pre-tax payment.
1.6 L/100km
Combined cycle. Around 3,130 km from each 50 L tank.
AWD · 8 Sp Automatic Steptronic
220 kW / 450 Nm
1.6 L/100km
5 seats · 5 doors
Plug-in Hybrid
255/45 R20 / 285/40 R20
5 yr / Unlimited km
Full specifications
| Drive away price | $104,800 |
|---|---|
| Body type | SUV |
| Fuel | Plug-in Hybrid |
| Engine | 2.0 L · 4 cylinders · 1,998 cc |
| Power | 220 kW |
| Torque | 450 Nm |
| Transmission | 8 Sp Automatic Steptronic |
| Drive | AWD |
| Fuel consumption | 1.6 L/100km |
| CO2 emissions | 38 g/km |
| Fuel tank | 50 L |
| Seats | 5 |
| Doors | 5 |
| Kerb weight | 2,065 kg |
| Wheelbase | 2,865 mm |
| Front tyres | 255/45 R20 |
| Rear tyres | 285/40 R20 |
| Towing capacity | 2,000 kg |
| Warranty | 5 yr / Unlimited km |
How do you want to move forward?
We’ve drafted the email for you. With this car in it.
Most employers say yes within 48 hours. We’ve made it un-awkward – copy the email, send it, we handle the rest.
Subject: Quick HR thing - novated lease
Hi Sarah,
I've been looking into a novated lease for the BMW X3. It works out at $554/wk all-in and there's no cost or admin overhead for the business - Positive SP handle everything. I've attached a one-pager…
Or one of these in the same space
Any make, any model. Yes, including the second-hand one your mate's selling.
Land Rover Range Rover Evoque
