BMW X4 M Competition Coupe
$517/wk $96,900
XDRIVE30I Sport Collection Coupe$552/wk $104,400
XDRIVE30I M Sport Coupe$567/wk $107,500
M40I Coupe$701/wk $136,000
M Competition Coupe$938/wk $186,500
What's in your $938/wk
Everything below is included. We tally it monthly and reconcile annually so the weekly number stays honest.
| Finance repayment | $902.12 |
| Fuel (Plus Visa Card) | $72.69 |
| Comprehensive insurance | $28.85 |
| Rego & CTP | $15.38 |
| Servicing (BMW) | $8.65 |
| Tyres | $7.69 |
| Management fee | $6.92 |
| - Less income tax saved | - $104.30 |
| Net cost per week | $938.00 |
Your out-of-pocket savings
Compared to financing the same car on a 5-year car loan + paying running costs from your post-tax salary.
Car loan + cash
$1,096/wkNovated lease:
$938/wkYou're better off by $158 / week.
That's $8,216 a year. Over 5 years: $41,080.
Still saves you tax.
Finance and running costs come out of your pay before tax. FBT is covered by an after-tax contribution that’s already inside your $938/wk.
$73/wk · all fuel in
Fill up anywhere and pay with the Visa card. It’s bundled into the one pre-tax payment.
10.6 L/100km
Combined cycle. Around 610 km from each 65 L tank.
AWD · 8 Sp Auto Steptronic Sprt
375 kW / 650 Nm
10.6 L/100km
5 seats · 5 doors
Petrol
255/40 ZR21 / 265/40 ZR21
5 yr / Unlimited km
5-star ANCAP
Full specifications
| Drive away price | $186,500 |
|---|---|
| Body type | SUV |
| Fuel | Petrol |
| Engine | 3.0 L · 6 cylinders · 2,993 cc |
| Power | 375 kW |
| Torque | 650 Nm |
| Transmission | 8 Sp Auto Steptronic Sprt |
| Drive | AWD |
| Fuel consumption | 10.6 L/100km |
| CO2 emissions | 244 g/km |
| Fuel tank | 65 L |
| Seats | 5 |
| Doors | 5 |
| Kerb weight | 2,010 kg |
| Wheelbase | 2,864 mm |
| Front tyres | 255/40 ZR21 |
| Rear tyres | 265/40 ZR21 |
| Towing capacity | 2,000 kg |
| ANCAP rating | 5/5 |
| Warranty | 5 yr / Unlimited km |
How do you want to move forward?
We’ve drafted the email for you. With this car in it.
Most employers say yes within 48 hours. We’ve made it un-awkward – copy the email, send it, we handle the rest.
Subject: Quick HR thing - novated lease
Hi Sarah,
I've been looking into a novated lease for the BMW X4. It works out at $938/wk all-in and there's no cost or admin overhead for the business - Positive SP handle everything. I've attached a one-pager…


