What's in your $316/wk
Everything below is included. We tally it monthly and reconcile annually so the weekly number stays honest.
| Finance repayment | $229.70 |
| Fuel (Plus Visa Card) | $72.69 |
| Comprehensive insurance | $28.85 |
| Rego & CTP | $15.38 |
| Servicing (Cupra) | $8.65 |
| Tyres | $7.69 |
| Management fee | $6.92 |
| - Less income tax saved | - $53.88 |
| Net cost per week | $316.00 |
Your out-of-pocket savings
Compared to financing the same car on a 5-year car loan + paying running costs from your post-tax salary.
Car loan + cash
$404/wkNovated lease:
$316/wkYou're better off by $88 / week.
That's $4,576 a year. Over 5 years: $22,880.
Still saves you tax.
Finance and running costs come out of your pay before tax. FBT is covered by an after-tax contribution that’s already inside your $316/wk.
$73/wk · all fuel in
Fill up anywhere and pay with the Visa card. It’s bundled into the one pre-tax payment.
7.1 L/100km
Combined cycle. Around 770 km from each 55 L tank.
4WD · 7 Sp Auto Direct Shift
140 kW / 320 Nm
7.1 L/100km
5 seats · 4 doors
Petrol
245/40 R19
5 yr / Unlimited km
Full specifications
| Drive away price | $51,990 |
|---|---|
| Body type | SUV |
| Fuel | Petrol |
| Engine | 2.0 L · 4 cylinders · 1,984 cc |
| Power | 140 kW |
| Torque | 320 Nm |
| Transmission | 7 Sp Auto Direct Shift |
| Drive | 4WD |
| Fuel consumption | 7.1 L/100km |
| CO2 emissions | 160 g/km |
| Fuel tank | 55 L |
| Seats | 5 |
| Doors | 4 |
| Kerb weight | 1,614 kg |
| Wheelbase | 2,630 mm |
| Front tyres | 245/40 R19 |
| Towing capacity | 1,900 kg |
| Warranty | 5 yr / Unlimited km |
How do you want to move forward?
We’ve drafted the email for you. With this car in it.
Most employers say yes within 48 hours. We’ve made it un-awkward – copy the email, send it, we handle the rest.
Subject: Quick HR thing - novated lease
Hi Sarah,
I've been looking into a novated lease for the Cupra Ateca. It works out at $316/wk all-in and there's no cost or admin overhead for the business - Positive SP handle everything. I've attached a one-pager…
Or one of these in the same space
Any make, any model. Yes, including the second-hand one your mate's selling.
