Your weekly cost
$449 /wk

All-in · fuel, finance, insurance, rego, servicing, tyres included

Kilometres per year: 15,000kms
5,000 45,000

What's in your $449/wk

Everything below is included. We tally it monthly and reconcile annually so the weekly number stays honest.

Finance repayment $338.32
Fuel (Plus Visa Card) $103.85
Comprehensive insurance $34.62
Rego & CTP $19.23
Servicing (Ford) $10.58
Tyres $9.62
Management fee $6.92
- Less income tax saved - $74.14
Net cost per week $449.00

Your out-of-pocket savings

Compared to financing the same car on a 5-year car loan + paying running costs from your post-tax salary.

Car loan + cash

$568/wk

Novated lease:

$449/wk

You're better off by $119 / week.

That's $6,188 a year. Over 5 years: $30,940.

Numbers move when you change income, kms or term above. See full assumptions.

Plug-in hybrid – FBT applies.

The FBT exemption for plug-in hybrids ended on 1 April 2025. It’s covered by an after-tax contribution that’s already inside your $449/wk.

$104/wk · all fuel in

Fill up anywhere and pay with the Visa card. It’s bundled into the one pre-tax payment.

2.7 L/100km

Combined cycle. Around 2,590 km from each 70 L tank.

Drivetrain

4X4 · 10 Sp Automatic

Power

138 kW / 411 Nm

Fuel use

2.7 L/100km

Seats

5 seats · 4 doors

Fuel

Plug-in Hybrid

Wheels

255/65 R18

Warranty

5 yr / Unlimited km

Safety

5-star ANCAP

Full specifications

Drive away price $75,990
Body type Ute
Fuel Plug-in Hybrid
Engine 2.3 L · 4 cylinders · 2,261 cc
Power 138 kW
Torque 411 Nm
Transmission 10 Sp Automatic
Drive 4X4
Fuel consumption 2.7 L/100km
CO2 emissions 66 g/km
Fuel tank 70 L
Seats 5
Doors 4
Kerb weight 2,527 kg
Wheelbase 3,270 mm
Front tyres 255/65 R18
Towing capacity 3,500 kg
ANCAP rating 5/5
Warranty 5 yr / Unlimited km
Now the hard part - talking to your boss

We’ve drafted the email for you. With this car in it.

Most employers say yes within 48 hours. We’ve made it un-awkward – copy the email, send it, we handle the rest.

Subject: Quick HR thing - novated lease

Hi Sarah,

I've been looking into a novated lease for the Ford Ranger. It works out at $449/wk all-in and there's no cost or admin overhead for the business - Positive SP handle everything. I've attached a one-pager…

Or one of these in the same space

Any make, any model. Yes, including the second-hand one your mate's selling.

Volkswagen Transporter

Volkswagen Transporter

From $301/wk
incl. running costs | $95k income
19 variants
Get a quote
Show variants 19
KIA Tasman

KIA Tasman

From $330/wk
incl. running costs | $95k income
22 variants
Get a quote
Show variants 22
Isuzu D-Max

Isuzu D-Max

From $322/wk
incl. running costs | $95k income
13 variants
Get a quote
Show variants 13
Mazda BT-50

Mazda BT-50

From $330/wk
incl. running costs | $95k income
19 variants
Get a quote
Show variants 19
Toyota Hilux

Toyota Hilux

From $311/wk
incl. running costs | $95k income
25 variants
Get a quote
Show variants 25
LDV T60

LDV T60

From $318/wk
incl. running costs | $95k income
5 variants
Get a quote
Show variants 5
Nissan Navara

Nissan Navara

From $310/wk
incl. running costs | $95k income
15 variants
Get a quote
Show variants 15
GWM Cannon Alpha

GWM Cannon Alpha

From $340/wk
incl. running costs | $95k income
5 variants
Get a quote
Show variants 5
Volkswagen Amarok

Volkswagen Amarok

From $360/wk
incl. running costs | $95k income
12 variants
Get a quote
Show variants 12