What's in your $265/wk
Everything below is included. We tally it monthly and reconcile annually so the weekly number stays honest.
| Finance repayment | $177.86 |
| Fuel (Plus Visa Card) | $72.69 |
| Comprehensive insurance | $28.85 |
| Rego & CTP | $15.38 |
| Servicing (Geely) | $8.65 |
| Tyres | $7.69 |
| Management fee | $6.92 |
| - Less income tax saved | - $53.04 |
| Net cost per week | $265.00 |
Your out-of-pocket savings
Compared to financing the same car on a 5-year car loan + paying running costs from your post-tax salary.
Car loan + cash
$346/wkNovated lease:
$265/wkYou're better off by $81 / week.
That's $4,212 a year. Over 5 years: $21,060.
Still saves you tax.
Finance and running costs come out of your pay before tax. FBT is covered by an after-tax contribution that’s already inside your $265/wk.
$73/wk · all fuel in
Fill up anywhere and pay with the Visa card. It’s bundled into the one pre-tax payment.
2.4 L/100km
Combined cycle. Around 2,130 km from each 51 L tank.
FWD · 1 Sp Automatic
73 kW / 125 Nm
2.4 L/100km
5 seats · 5 doors
Petrol
235/50 R19
7 yr / Unlimited km
Full specifications
| Drive away price | $39,990 |
|---|---|
| Body type | SUV |
| Fuel | Petrol |
| Engine | 1.5 L · 4 cylinders · 1,499 cc |
| Power | 73 kW |
| Torque | 125 Nm |
| Transmission | 1 Sp Automatic |
| Drive | FWD |
| Fuel consumption | 2.4 L/100km |
| Fuel tank | 51 L |
| Seats | 5 |
| Doors | 5 |
| Kerb weight | 1,739 kg |
| Wheelbase | 2,755 mm |
| Front tyres | 235/50 R19 |
| Warranty | 7 yr / Unlimited km |
How do you want to move forward?
We’ve drafted the email for you. With this car in it.
Most employers say yes within 48 hours. We’ve made it un-awkward – copy the email, send it, we handle the rest.
Subject: Quick HR thing - novated lease
Hi Sarah,
I've been looking into a novated lease for the Geely Starray EM-i. It works out at $265/wk all-in and there's no cost or admin overhead for the business - Positive SP handle everything. I've attached a one-pager…
Or one of these in the same space
Any make, any model. Yes, including the second-hand one your mate's selling.
