Your weekly cost
$435 /wk

All-in · fuel, finance, insurance, rego, servicing, tyres included

Kilometres per year: 15,000kms
5,000 45,000

What's in your $435/wk

Everything below is included. We tally it monthly and reconcile annually so the weekly number stays honest.

Finance repayment $323.07
Fuel (Plus Visa Card) $103.85
Comprehensive insurance $34.62
Rego & CTP $19.23
Servicing (Isuzu) $10.58
Tyres $9.62
Management fee $6.92
- Less income tax saved - $72.89
Net cost per week $435.00

Your out-of-pocket savings

Compared to financing the same car on a 5-year car loan + paying running costs from your post-tax salary.

Car loan + cash

$553/wk

Novated lease:

$435/wk

You're better off by $118 / week.

That's $6,136 a year. Over 5 years: $30,680.

Numbers move when you change income, kms or term above. See full assumptions.

Still saves you tax.

Finance and running costs come out of your pay before tax. FBT is covered by an after-tax contribution that’s already inside your $435/wk.

$104/wk · all fuel in

Fill up anywhere and pay with the Visa card. It’s bundled into the one pre-tax payment.

7.8 L/100km

Combined cycle. Around 970 km from each 76 L tank.

Drivetrain

4X4 · 6 Sp Auto Seq Sports Mode

Power

140 kW / 450 Nm

Fuel use

7.8 L/100km

Seats

5 seats · 4 doors

Fuel

Diesel

Wheels

265/60 R18

Warranty

6 yr / 150,000 km

Safety

5-star ANCAP

Full specifications

Drive away price $73,000
Body type Ute
Fuel Diesel
Engine 3.0 L · 4 cylinders · 2,999 cc
Power 140 kW
Torque 450 Nm
Transmission 6 Sp Auto Seq Sports Mode
Drive 4X4
Fuel consumption 7.8 L/100km
CO2 emissions 207 g/km
Fuel tank 76 L
Seats 5
Doors 4
Kerb weight 2,170 kg
Wheelbase 3,125 mm
Front tyres 265/60 R18
Towing capacity 3,500 kg
ANCAP rating 5/5
Warranty 6 yr / 150,000 km
Now the hard part - talking to your boss

We’ve drafted the email for you. With this car in it.

Most employers say yes within 48 hours. We’ve made it un-awkward – copy the email, send it, we handle the rest.

Subject: Quick HR thing - novated lease

Hi Sarah,

I've been looking into a novated lease for the Isuzu D-Max. It works out at $435/wk all-in and there's no cost or admin overhead for the business - Positive SP handle everything. I've attached a one-pager…

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