Your weekly cost
$525 /wk

All-in · fuel, finance, insurance, rego, servicing, tyres included

Kilometres per year: 15,000kms
5,000 45,000

What's in your $525/wk

Everything below is included. We tally it monthly and reconcile annually so the weekly number stays honest.

Finance repayment $453.42
Fuel (Plus Visa Card) $72.69
Comprehensive insurance $28.85
Rego & CTP $15.38
Servicing (Lexus) $8.65
Tyres $7.69
Management fee $6.92
- Less income tax saved - $68.60
Net cost per week $525.00

Your out-of-pocket savings

Compared to financing the same car on a 5-year car loan + paying running costs from your post-tax salary.

Car loan + cash

$638/wk

Novated lease:

$525/wk

You're better off by $113 / week.

That's $5,876 a year. Over 5 years: $29,380.

Numbers move when you change income, kms or term above. See full assumptions.

Still saves you tax.

Finance and running costs come out of your pay before tax. FBT is covered by an after-tax contribution that’s already inside your $525/wk.

$73/wk · all fuel in

Fill up anywhere and pay with the Visa card. It’s bundled into the one pre-tax payment.

5 L/100km

Combined cycle. Around 1,300 km from each 65 L tank.

Drivetrain

FWD · Continuous Variable

Power

140 kW / 239 Nm

Fuel use

5 L/100km

Seats

5 seats · 4 doors

Fuel

Hybrid

Wheels

235/60 R19

Warranty

4 yr / 100,000 km

Safety

5-star ANCAP

Full specifications

Drive away price $98,550
Body type SUV
Fuel Hybrid
Engine 2.5 L · 4 cylinders · 2,487 cc
Power 140 kW
Torque 239 Nm
Transmission Continuous Variable
Drive FWD
Fuel consumption 5 L/100km
CO2 emissions 114 g/km
Fuel tank 65 L
Seats 5
Doors 4
Kerb weight 1,995 kg
Wheelbase 2,850 mm
Front tyres 235/60 R19
Towing capacity 1,500 kg
ANCAP rating 5/5
Warranty 4 yr / 100,000 km
Now the hard part - talking to your boss

We’ve drafted the email for you. With this car in it.

Most employers say yes within 48 hours. We’ve made it un-awkward – copy the email, send it, we handle the rest.

Subject: Quick HR thing - novated lease

Hi Sarah,

I've been looking into a novated lease for the Lexus RX350H. It works out at $525/wk all-in and there's no cost or admin overhead for the business - Positive SP handle everything. I've attached a one-pager…

Or one of these in the same space

Any make, any model. Yes, including the second-hand one your mate's selling.

Lexus RX350

Lexus RX350

From $537/wk
incl. running costs | $95k income
6 variants
Get a quote
Show variants 6
Lexus RX450H+

Lexus RX450H+

From $557/wk
incl. running costs | $95k income
2 variants
Get a quote
Show variants 2
Lexus GX 550

Lexus GX 550

From $618/wk
incl. running costs | $95k income
5 variants
Get a quote
Show variants 5
Land Rover Defender

Land Rover Defender

From $514/wk
incl. running costs | $95k income
30 variants
Get a quote
Show variants 30
Land Rover Range Rover Velar

Land Rover Range Rover Velar

From $521/wk
incl. running costs | $95k income
10 variants
Get a quote
Show variants 10
Jaguar F-Pace

Jaguar F-Pace

From $489/wk
incl. running costs | $95k income
6 variants
Get a quote
Show variants 6
Audi Q7

Audi Q7

From $537/wk
incl. running costs | $95k income
8 variants
Get a quote
Show variants 8
Ineos Grenadier

Ineos Grenadier

From $571/wk
incl. running costs | $95k income
12 variants
Get a quote
Show variants 12
Volvo XC90

Volvo XC90

From $522/wk
incl. running costs | $95k income
7 variants
Get a quote
Show variants 7