Your weekly cost
$253 /wk

All-in · fuel, finance, insurance, rego, servicing, tyres included

Kilometres per year: 15,000kms
5,000 45,000

What's in your $253/wk

Everything below is included. We tally it monthly and reconcile annually so the weekly number stays honest.

Finance repayment $164.90
Fuel (Plus Visa Card) $72.69
Comprehensive insurance $28.85
Rego & CTP $15.38
Servicing (MG) $8.65
Tyres $7.69
Management fee $6.92
- Less income tax saved - $52.08
Net cost per week $253.00

Your out-of-pocket savings

Compared to financing the same car on a 5-year car loan + paying running costs from your post-tax salary.

Car loan + cash

$333/wk

Novated lease:

$253/wk

You're better off by $80 / week.

That's $4,160 a year. Over 5 years: $20,800.

Numbers move when you change income, kms or term above. See full assumptions.

Still saves you tax.

Finance and running costs come out of your pay before tax. FBT is covered by an after-tax contribution that’s already inside your $253/wk.

$73/wk · all fuel in

Fill up anywhere and pay with the Visa card. It’s bundled into the one pre-tax payment.

6.9 L/100km

Combined cycle. Around 800 km from each 55 L tank.

Drivetrain

FWD · 7 Sp Auto Dual Clutch

Power

125 kW / 275 Nm

Fuel use

6.9 L/100km

Seats

5 seats · 4 doors

Fuel

Petrol

Wheels

225/55 R19

Warranty

10 yr / 250,000 km

Safety

5-star ANCAP

Full specifications

Drive away price $36,990
Body type SUV
Fuel Petrol
Engine 1.5 L · 4 cylinders · 1,496 cc
Power 125 kW
Torque 275 Nm
Transmission 7 Sp Auto Dual Clutch
Drive FWD
Fuel consumption 6.9 L/100km
CO2 emissions 156 g/km
Fuel tank 55 L
Seats 5
Doors 4
Kerb weight 1,520 kg
Wheelbase 2,765 mm
Front tyres 225/55 R19
Towing capacity 1,500 kg
ANCAP rating 5/5
Warranty 10 yr / 250,000 km
Now the hard part - talking to your boss

We’ve drafted the email for you. With this car in it.

Most employers say yes within 48 hours. We’ve made it un-awkward – copy the email, send it, we handle the rest.

Subject: Quick HR thing - novated lease

Hi Sarah,

I've been looking into a novated lease for the MG HS. It works out at $253/wk all-in and there's no cost or admin overhead for the business - Positive SP handle everything. I've attached a one-pager…

Or one of these in the same space

Any make, any model. Yes, including the second-hand one your mate's selling.

MG HS +EV

MG HS +EV

From $248/wk
incl. running costs | $95k income
2 variants
Get a quote
Show variants 2
MG HS Hybrid+

MG HS Hybrid+

From $270/wk
incl. running costs | $95k income
2 variants
Get a quote
Show variants 2
MG MGS5 EV

MG MGS5 EV

From $184/wk
incl. running costs | $95k income
4 variants
Get a quote
Show variants 4
Renault Koleos

Renault Koleos

From $245/wk
incl. running costs | $95k income
8 variants
Get a quote
Show variants 8
KGM Torres

KGM Torres

From $248/wk
incl. running costs | $95k income
3 variants
Get a quote
Show variants 3
Jaecoo J7

Jaecoo J7

From $232/wk
incl. running costs | $95k income
4 variants
Get a quote
Show variants 4
Mazda CX-5

Mazda CX-5

From $252/wk
incl. running costs | $95k income
9 variants
Get a quote
Show variants 9
Geely Starray EM-i

Geely Starray EM-i

From $255/wk
incl. running costs | $95k income
2 variants
Get a quote
Show variants 2
Skoda Karoq

Skoda Karoq

From $259/wk
incl. running costs | $95k income
5 variants
Get a quote
Show variants 5