Your weekly cost
$313 /wk

All-in · fuel, finance, insurance, rego, servicing, tyres included

Kilometres per year: 15,000kms
5,000 45,000

What's in your $313/wk

Everything below is included. We tally it monthly and reconcile annually so the weekly number stays honest.

Finance repayment $368.93
Charging (Plus Visa Card) $15.78
Comprehensive insurance $38.46
Rego & CTP $13.46
Servicing (Volvo) $4.81
Tyres $11.54
Management fee $6.92
- Less income tax saved - $146.90
Net cost per week $313.00

Your out-of-pocket savings

Compared to financing the same car on a 5-year car loan + paying running costs from your post-tax salary.

Car loan + cash

$526/wk

Novated lease:

$313/wk

You're better off by $213 / week.

That's $11,076 a year. Over 5 years: $55,380.

Numbers move when you change income, kms or term above. See full assumptions.

Under the cap – fully exempt.

Ultra Twin Motor Performance Wagon ($81,990) sits under the luxury car limit for fuel-efficient vehicles ($91,387). No fringe-benefits tax owed by you or your employer.

$16/wk · all charging in

Home charging and any public fast-charger. Pay with the Visa card, it’s all bundled.

5 yr / Unlimited km warranty

300 kW and 670 Nm. Servicing and tyres are in your weekly figure too.

Drivetrain

AWD · 1 Sp Automatic

Power

300 kW / 670 Nm

Seats

5 seats · 4 doors

Fuel

Electric

Wheels

235/40 R20 / 255/40 R20

Warranty

5 yr / Unlimited km

Safety

5-star ANCAP

Full specifications

Drive away price $81,990
Body type SUV
Fuel Electric
Power 300 kW
Torque 670 Nm
Transmission 1 Sp Automatic
Drive AWD
Seats 5
Doors 4
Kerb weight 2,192 kg
Wheelbase 2,702 mm
Front tyres 235/40 R20
Rear tyres 255/40 R20
Towing capacity 1,800 kg
ANCAP rating 5/5
Warranty 5 yr / Unlimited km
Now the hard part - talking to your boss

We’ve drafted the email for you. With this car in it.

Most employers say yes within 48 hours. We’ve made it un-awkward – copy the email, send it, we handle the rest.

Subject: Quick HR thing - novated lease

Hi Sarah,

I've been looking into a novated lease for the Volvo EX40. It works out at $313/wk all-in and there's no cost or admin overhead for the business - Positive SP handle everything. I've attached a one-pager…

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