Your weekly cost
$433 /wk

All-in · fuel, finance, insurance, rego, servicing, tyres included

Kilometres per year: 15,000kms
5,000 45,000

Volvo S60 T8 Black Edition PHEV Sedan

Sedan Plug-in Hybrid 2 variants Prices are indicative
Volvo S60 T8 Black Edition PHEV Sedan

What's in your $433/wk

Everything below is included. We tally it monthly and reconcile annually so the weekly number stays honest.

Finance repayment $368.47
Fuel (Plus Visa Card) $62.31
Comprehensive insurance $21.15
Rego & CTP $15.38
Servicing (Volvo) $7.69
Tyres $7.31
Management fee $6.92
- Less income tax saved - $56.23
Net cost per week $433.00

Your out-of-pocket savings

Compared to financing the same car on a 5-year car loan + paying running costs from your post-tax salary.

Car loan + cash

$529/wk

Novated lease:

$433/wk

You're better off by $96 / week.

That's $4,992 a year. Over 5 years: $24,960.

Numbers move when you change income, kms or term above. See full assumptions.

Plug-in hybrid – FBT applies.

The FBT exemption for plug-in hybrids ended on 1 April 2025. It’s covered by an after-tax contribution that’s already inside your $433/wk.

$62/wk · all fuel in

Fill up anywhere and pay with the Visa card. It’s bundled into the one pre-tax payment.

1.4 L/100km

Combined cycle. Around 4,290 km from each 60 L tank.

Drivetrain

AWD · 8 Sp Automatic

Power

183 kW / 350 Nm

Fuel use

1.4 L/100km

Seats

5 seats · 4 doors

Fuel

Plug-in Hybrid

Wheels

235/40 R19

Warranty

5 yr / Unlimited km

Safety

5-star ANCAP

Full specifications

Drive away price $81,900
Body type Sedan
Fuel Plug-in Hybrid
Engine 2.0 L · 4 cylinders · 1,969 cc
Power 183 kW
Torque 350 Nm
Transmission 8 Sp Automatic
Drive AWD
Fuel consumption 1.4 L/100km
CO2 emissions 32 g/km
Fuel tank 60 L
Seats 5
Doors 4
Kerb weight 1,849 kg
Wheelbase 2,872 mm
Front tyres 235/40 R19
Towing capacity 2,000 kg
ANCAP rating 5/5
Warranty 5 yr / Unlimited km
Now the hard part - talking to your boss

We’ve drafted the email for you. With this car in it.

Most employers say yes within 48 hours. We’ve made it un-awkward – copy the email, send it, we handle the rest.

Subject: Quick HR thing - novated lease

Hi Sarah,

I've been looking into a novated lease for the Volvo S60. It works out at $433/wk all-in and there's no cost or admin overhead for the business - Positive SP handle everything. I've attached a one-pager…

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